For how long must drivers in New Mexico maintain proof of insurance after a property damage incident?

In New Mexico, drivers are required to maintain proof of insurance for 12 months following a property damage incident. This regulation is in place to ensure that drivers demonstrate continued financial responsibility after an accident. By maintaining insurance for this period, it not only protects the driver but also safeguards other road users in case further issues arise from the accident, such as additional claims or disputes over damages. This requirement fosters accountability and encourages drivers to comply with state insurance laws consistently.

The duration of 12 months is significant as it aligns with common practices in various states, reflecting a standard that provides sufficient time for claims to be settled and any necessary legal and administrative processes to take place. The other options do not align with this regulation, emphasizing the importance of adhering to the established 12-month guideline for post-incident insurance proof.