When reporting an accident, what information should you collect?

Collecting the names and insurance details of all involved parties in an accident is crucial for several reasons. First, it ensures that all relevant information is documented accurately, which is essential for any subsequent insurance claims or legal action. Having the names allows individuals to communicate effectively afterward, and exchanging insurance details facilitates the claims process since insurers need this information to assess liability and cover costs.

In most cases, both drivers' insurance companies will need specifics about each party involved to determine how damages will be compensated. Additionally, documenting this information helps in avoiding disputes over who was at fault. This level of detail is vital for a comprehensive accident report, ensuring that all parties can fulfill legal and insurance requirements.

Other options, such as only collecting personal insurance details, GPS location, or details of parked vehicles, do not cover the full scope of information that may be necessary for effective communication and resolution following an accident.